Being Proactive

With technology always changing we are always trying to stay on top for our clients! Is your current agent Proactive or Reactive?? Do they say (after you got a quote somewhere else that was a lot better) "reactive" you should have let us know we could have checked around for you?? Well we have implemented an agent management system that is in the top of its class! One of its great features is it tells us when policies renew the previous premium and ...

Lightning Safety Outdoors

As many golfers and other outdoors enthusiasts can attest, thunderstorms can often strike with little to no warning, especially during the warmer months of the year. The lightning strikes that accompany these thunderstorms pose a serious threat to people and safety. Knowing how to react to a sudden storm is critical to ensuring your safety in any situation when you may be caught unexpectedly. The following tips can help you stay safe when a storm does happen. Find indoor shelter. Get inside the nearest available ...

Most bang for your buck

I have been in Insurance for 10 years, I have always sold high liability limits because honestly the state minimum will not protect you against anything other than a very minor fender bender. The real purpose of insurance is to protect you against the things that will force you to loose your retirement, home, or any other assets you have worked hard to get.  Many do not see the liability portion as the important part but only want to make sure that their car has ...

Winter Prep

Getting ready for winter weather Winter has arrived, but there’s still time to get ready for winter weather, including storms. Extreme cold is always a possibility here in Degraff,Ohio so we at Bell Insurance have compiled some tips to help you stay safe and limit damage.  Preparing your home Perform basic winter maintenance — insulate your walls and attic, caulk and weather-strip doors and windows, and insulate water lines that run along outer walls. When temperatures drop, keep water taps slightly ...

Winter Driving

Watching the news today and the first real snow fall we have had this winter and the number of wrecks is crazy! Please slow down and remember you or others can't stop as fast and that one small driving mistake can make a huge accident. We always preach do not text and drive or look at your phone and drive, this is always important but in the winter even more. Please when there is Ice and Snow slow down and pay more attention. We ...